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The Empty Trust Problem: Why Creating a Trust Isn’t Enough

October 10, 2025 Business Observer

Direct link: https://www.businessobserverfl.com/news/2025/oct/10/the-empty-trust-problem-why-creating-a-trust-isnt-enough/

Revocable trusts are among the most common and valuable tools in an estate plan. The reasons are self-evident: a well-crafted trust can allow you to avoid probate (a public and sometimes lengthy process requiring court involvement); provide prompt support for you and your spouse or family if you become incapacitated; and offer flexibility, as you can amend these trusts during your life.

But creating a trust is only half the job. Unless you properly “fund” your trust— meaning, retitle assets in your trust’s name—you won’t enjoy all the benefits a trust can provide.